How It Works

Payment Sources are Created

Payment Sources represent segregated addresses for incoming deposits. These can be:

• Electronic bank addresses (unique account + routing numbers) for ACH transfers
• Physical mailing addresses (lockboxes) for processing checks and physical mail

Each Payment Source acts as a gateway for money to flow into your Chariot Account while maintaining the source information needed for reconciliation.

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import requests
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url = "https://api.givechariot.com/v1/payment_sources"
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headers = {"Authorization": "Bearer <token>"}
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response = requests.get(url, headers=headers)
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print(response.json())

Deposits are Received

When a payment arrives at a Payment Source, Chariot creates a Deposit record. A Deposit represents a transfer of money that may contain one or more donations.

Deposits can come through different payment rails:

• Account transfers - Instant transfers from other Chariot accounts
• ACH transfers - Electronic transfers from external sources
• Check deposits - Physical checks processed through lockboxes

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import requests
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url = "https://api.givechariot.com/v1/deposits"
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querystring = {"payment_source_id":"payment_source_01j8rs605a4gctmbm58d87mvsj"}
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headers = {"Authorization": "Bearer <token>"}
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response = requests.get(url, headers=headers, params=querystring)
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print(response.json())

Donations are Processed

Chariot automatically attaches donation data to each deposit record, creating a complete audit trail. Each Deposit contains one or more Donation records that capture the complete gift information including:

• Donor attribution (name, email, DAF account)
• Gift amounts (gross, net, fees)
• Purpose and notes
• Corporate match information
• Platform details
• Custom properties for your CRM integration

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import requests
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url = "https://api.givechariot.com/v1/donations"
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querystring = {"payment_source_id":"payment_source_01j8rs605a4gctmbm58d87mvsj","deposit_id":"deposit_01j8rs605a4gctmbm58d87mvsj"}
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headers = {"Authorization": "Bearer <token>"}
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response = requests.get(url, headers=headers, params=querystring)
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print(response.json())